It's Just not that in your Policy that you are buying single Insurance for your Vehicle there are a lot of things that matters too.What thing is there actually in your Insurance ?
1-Medical :-
This Covers Every kind of Injury that you have in an accident . Note that this Facility is not available in some states Always ask them for that while claiming.
2-Physical Injury Responsibilty :-
This Covers each and everything about the car and person hitten by you, If there are any casualities and injuries this will be claimed by that point.
3-Property Damage Responsibility:-
This Clause will cover the property damages which was done by you in an accident and etc.
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